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Zip Code*

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SSN*

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Email Address*

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Password*

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First Name*

Last Name*

Street Address*

Apartment/Suite/Unit

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By checking the box you are acknowledging that you have read and agree to the following permissible purpose statement and payment terms.

Permissible Purpose:

By clicking "Submit Order," you accept and agree to our Terms and Conditions, as well as acknowledge receipt of our Privacy Policy and Ad Targeting Policy. CSIdentity Corporation (dba IDnotify) and our service provider ConsumerInfo.com, Inc. to obtain your credit report and/or credit score(s), on a recurring basis to provide them to you for review while you have a IDnotify account. You may withdraw this authorization at any time by contacting IDnotify.

Payment Terms:

Your credit card will be charged $15.99, plus sales tax (if applicable) today and each month that you continue your IDnotify subscription, once you submit your order below. If you are not satisfied, you can cancel by contacting us at any time and stop the monthly billing. However, you will not be eligible for a prorated refund of your current month's paid subscription fee.

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Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk.

There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file.

There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don't be surprised if your lender gives you a score that's different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes.

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